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20 Jun 2014
Is bankruptcy the best option for me? Is bankruptcy the best option for me?

Why Choose Bankruptcy? Featured

If you’re like many other Americans, you may think that bankruptcy is just another word for being broke, or not having any money, but in this age of extended credit, how do you define ‘broke’? When do you know when you don’t have any money?

This can be a complicated problem, because many people may think to themselves, “well, I have a job and I’m making money, so I’m not broke”. Unfortunately, the sad fact of the matter is that it is possible to be broke, or insolvent, while still earning money from a job.


With the practices of today’s predatory lending companies, who encourage you to spend and create debt for yourself, it can be all too likely that you’ve racked up more debt than you can easily pay off. You can end up paying off interest on credit and giving the bank far more money than you originally borrowed, and that’s money that isn’t going to feeding your family and paying your bills.

In cases like these, filing for bankruptcy may be just the help that you need. With the help of an experienced Colorado bankruptcy attorney, many of your debts can be flatly forgiven, and others can be made to work with you to create a payment schedule that doesn’t interfere with your quality of life.

Far too many people wait too long to file for bankruptcy because they don’t think it applies to them, or they don’t think it would help them.

Don’t wait to consult with a bankruptcy attorney, because some even give free consultations. It could change your life!

Stephen H. Swift

Managing Attorney
Law Office of Stephen H. Swift, P.C.

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