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Experience you can trust!

Since 1986, the Law Office of Stephen H. Swift, P.C. has helped people in the Colorado Springs area obtain debt relief.  Stephen H. Swift has practiced bankruptcy law in the Colorado Springs area for over 26 years.  During that time he has helped thousands of Colorado residents obtain debt relief through Chapter 7 and Chapter 13 bankruptcy filings.  Mr. Swift also conducts bankruptcy litigation involving the liquidation of tax debts and student loans, allegations of bankruptcy fraud and other matters.

The mission of the Law Office of Stephen H. Swift, P.C. is to strengthen individuals and families by resolving difficult debt situations.  We believe that this is a healthy process.  We believe that it is sanctioned by scripture.  We strive to do this with excellence while respecting the dignity of our clients.

Many hard-working Southern Colorado residents find themselves overwhelmed by unmanageable debts through no fault of their own.  A period of unemployment, a serious accident, a divorce or other unforeseen event can push a person to the breaking point.

Is there a way out?

Fortunately, the answer is yes.  The Colorado bankruptcy laws can provide debt relief and the opportunity to rebuild your financial life.

"At the end of every seven years thou shalt make a release. And this is the manner of the release: Every creditor that lendeth ought unto his neighbor shall release it; he shall not exact it of his neighbor, or of his brother; because it is called the LORD’s release."

– Deuteronomy 15:1-2

As the passage from Deuteronomy shows, forgiveness of debts is a practice sanctioned by the highest authority.  Our great nation has enacted laws that enable people to obtain a release from unmanageable debts.

At the Law Office of Stephen H. Swift, P.C., we have helped thousands of El Paso county area citizens eliminate or reduce their debts through Chapter 7 and Chapter 13 bankruptcy filings.  We successfully use the Colorado bankruptcy laws to guide our clients to better days and a more secure financial future.

Why hire us?

We provide professional and efficient representation for clients in the bankruptcy system.  We offer reasonable flat rates with no hidden costs.  Our work involves much more than dry financial accountings of debts and assets.  Our practice is about real people and their families — and about helping them deal successfully with financial adversity. 

Whether it involves a Chapter 7 bankruptcy, Chapter 13 bankruptcy or other matter,  you can depend on our firm to provide professional legal representation and caring service at all times.  Plus, we assist you every step of the way.

An accomplished bankruptcy attorney

Our founder, Stephen Swift , has worked as a bankruptcy attorney in Colorado for over twenty-six years.  When it comes to practicing bankruptcy law, he is a seasoned veteran.  He has a comprehensive understanding of the bankruptcy laws and actively conducts bankruptcy litigation in matters involving tax disputes, discharge of student loans and alleged bankruptcy fraud.

Stephen Swift has served as an LDS prison missionary for a number of years, and brings this spirit of service to our firm.  He is committed to helping each client deal successfully with unmanageable debts and the personal problems that financial difficulty can bring.

Swift Law Firm offers a personalized solution for every client in southern Colorado.

A personalized solution for every client 

Though we are one of the largest bankruptcy firms in El Paso County, we provide one-on-one service and a personalized debt solution for every client.  Unlike petition preparers and
 debt resolution agencies, we fully understand the complexities of the bankruptcy laws and how to use the legal system to our clients’ advantage.  We take every opportunity to maximize our clients’ property exemptions and to eliminate as much debt as possible.  Our firm will handle every aspect of your Chapter 13 or Chapter 7 bankruptcy case, from beginning to end.  We hold your hand every step of the way, which can be very reassuring during the bankruptcy process.  The Law Office of Stephen H. Swift, P.C. works hard to take mystery out of the bankruptcy process and to reduce the apprehension our clients feel as they face the future. You will have the confidence of knowing that a team of experienced legal professionals is working diligently to obtain maximum debt relief for you. 

Debt relief for hardworking people

In a free consultation,  a bankruptcy attorney at our firm can review your financial situation and discuss your options with you. These include: 

  • Chapter 13 bankruptcy — which can eliminate some debts, reduce others and provide a three to five year repayment plan for your remaining debts.  In a Chapter 13 filing, you can have up to five years to pay back debts on your home. 
  • Chapter 7 bankruptcy — which can completely eliminate most unsecured debts and allow you to keep all or most of your property.
We can stop foreclosure, repossession, judgments, and creditor harassment immediately.  With over 26 years of experience in the field of bankruptcy,  we understand how to use the provisions of the Colorado Bankruptcy Code to our client’s advantage.  We can obtain a discharge of tax debts in many instances, and conduct bankruptcy litigation involving taxes, student loans and other matters. 




Treating You with Respect

We are committed to providing a personalized solution and attentive service for every Colorado Springs area client.  We will always treat you with the respect you deserve. 

You can trust the Law Office of Stephen H. Swift, P.C.
to guide you toward a brighter financial future


There is always hope.

  • All
  • Black Florest
  • Buena Vista
  • Canon City
  • Colorado
  • Colorado Springs
  • Cripple Creek
  • Custer County
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  • Florissant
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  • "Everyone at the firm looked and acted professional. The girls in the office were also very, very helpful. Mr. Swift helped me resolve my problem.  I have already recommended this firm to a people I know.  A couple of them have already been in to see you, and they say they are happy too.   "  –Joseph

    • Colorado
    • Colorado Springs
    • Lincoln County
    • Southern Colorado
  • " Very nice people to work with! I would recommend them to anyone I know that was in my situation. Mr. Swift is very friendly, and he made us feel very comfortable.  Thank you! "  –Brenda H., Colorado Springs, CO

    • Colorado
    • Colorado Springs
    • El Paso County
    • Southern Colorado
  • “Thank you for your services through this tough period of time in my life. If anybody needs a great bankruptcy lawyer, I will refer them to Stephen H. Swift. Thanks for helping me start a new beginning.”   – Mr. Debt Free

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 733 E. Costilla St., Suite A

     Colorado Springs, CO 80903

 Phone: (719) 520-0164

 Fax: (719) 520-0248