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26 Jan 2019
Is bankruptcy the best option for me? Is bankruptcy the best option for me?

The Bankruptcy Process Featured

Bankruptcy can provide debt relief and a new financial start.  But many hard-working people who have gotten in over their heads hesitate to consider this option. They have many misconceptions or needless fears about the bankruptcy process.

At the Law Office of Stephen H. Swift, P.C., we have helped thousands of people obtain debt relief, and may be able to help you.

Our firm can meet with you by appointment during business hours, and even on an evening or a Saturday upon request. In a free consultation, we can explain the bankruptcy process and help you decide whether a bankruptcy under Chapter 7 or Chapter 13 is best for you.  In the meantime, this flowchart will help you get an idea of how the basic bankruptcy process works in Colorado with our bankruptcy firm:

 

 

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What you should bring with you

To take full advantage of your FREE Bankruptcy Consultation, you should bring:

  • Tax returns for the last two years

  • Current pay stubs

  • Copies of your outstanding credit card bills and other debts

  • A list of your monthly expenses

Once you decide to work with our firm, we can take actions to stop all creditor calls, foreclosure actions and impending judgments.  Our firm will then prepare the necessary documents and do everything needed for a successful bankruptcy filing.

 

The Bankruptcy Hearing

You will have to appear once in a bankruptcy hearing. The hearing is a legal proceeding before a bankruptcy trustee, not a judge. Our firm will explain what will happen at this hearing and represent you at all stages of the bankruptcy process.  At the hearing, all you will have to do is answer a few questions honestly. Our firm will do all the rest — seeking to obtain maximum debt relief for you.

 

You Need an Advocate

Although a bankruptcy hearing is conducted in an agreeable and non-threatening atmosphere, the bankruptcy trustee is not your friend. The trustee is paid a commission and therefore has a vested interest in minimizing the amount of debt that is discharged. To obtain maximum debt relief, you need an advocate who will work to protect your rights during the bankruptcy process.

Our firm will stand up for you during the bankruptcy hearing. We essentially hold your hand every step of the way as we navigate through the bankruptcy process.  As a bankruptcy firm in Colorado with experienced professionals, we understand how to use the law to maximize the allowable exemptions and obtain the trustee’s approval of your debt relief plan.

 

Stephen H. Swift

Managing Attorney
Law Office of Stephen H. Swift, P.C.

Client Testimonials

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  •  

    "Everyone I talked with or met with was knowledgeable, professional and helpful. I rate this law firm a 10 on every count. This was my second bankruptcy, and I used your office the first time. Everything was very professional and everyone was very helpful and pleasant to interact with.

    Matthew Hansen was nice, knowledgeable and professional. Alicia was very pleasant, friendly. Cris was very nice and helpful."

    -Karin, Colorado Springs, CO



     

    • Colorado Springs
  •  

    "From the first time that I entered the office, I was treated with the utmost respect. It was like I had been knowing all of the employees for years!! Every person that I came in contact with was extremely courteous!!!

    I rate my overall experience a 12!! And I wouldn't change a thing on the website.

    Cris is absolutely wonderul!! While Alicia was extremely courteous and humorous!!!

    Stephen (Swift) was extremely professional and courteous. One of the nicest gentlemen that I have Had the pleasure of working with. I can't thank him enough."

        

    – Pete, Colorado Springs, CO  

    • Alamosa
  •  

    "I was referred by a client. I rate Swift Law a 10 on the quality of legal expertise I received, on my phone calls being returned promptly, on the staff being friendly and helpful, and my overall experience. Cris was very helpful and informative, and Alicia was very thorough.

    Matthew Hansen was wonderful." - JoAnn, Colorado Springs, CO



     

    • Colorado Springs
  •  

    "Everyone was professional, friendly and caring of the situation I was in.

    Cris is the best. Very friendly, caring and informative to my questions. Made me feel at ease.

    Alicia was friendly. Only talked with her one time on phone when Ward was not available.

    Ward was very friendly and made me feel very comfortable. Very good at his job.

    Mr. Swift was very efficient, professional and friendly. Right off he makes you feel like he is on your side in a difficult situation. Gets the job done.

    Thank you to ALL - for your professionalism, caring and integrity during the process of my bankruptcy. "

     - Anonymous, Colorado Springs, CO




     

    • Colorado Springs
  •  

    "I rate this plance a 10. Very friendly & professional.

    Just want to thank all the staff for making this process so easy & fast for me. You guys are the "BEST".

    Both Cris and Alicia were very friendly & helpful. And Stephen was very professional & knowledgeable."

    -Jocelyn, Colorado Springs, CO



     

    • Colorado Springs
  •  

    "My attorney (Matthew Hansen) is a very kind person.  I felt very confident in his skills. He is very knowledgeable and efficient.  He didn't make me feel embarrassed to be filing for bankruptcy.  Thank you Matthew!  Laura was very friendly, and everyone I interacted with was very nice and helpful as well.  " 
      –  Sherry M., Colorado Springs, CO



     

    • Colorado Springs
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     Colorado Springs, CO 80903

 Phone: (719) 520-0164

 Fax: (719) 520-0248