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01 Jun 2018

Cost-Saving Tips For Families Facing Colorado Bankruptcy

Job numbers may be creeping back up, but so are gas prices. The fact that folks are getting back to work doesn't necessarily mean that a personal financial crisis has been averted. In other words, trying to catch up sometimes is more of a challenge than going backwards.


Whether you and your family are considering filing for a Colorado bankruptcy, or whether you are already rebuilding your path to financial security, advice from consumer advocacy groups and finance experts on how to protect your hard-earned income is information everyone can appreciate.

CBS News, U.S. World & News Report and the Fiscal Times each featured a handful of money-saving tips for consumers hoping to best stretch their earnings between paychecks. Suggestions include:

~ Unless you plan to pay off the balance of your credit card each month, don't use it to snag that 'sale' or 'discount' item.

~ Create a budget to take better control of your spending. Most banks now even offer online banking services that include expense analysis so you don't even have to do the work yourself. You just click a few buttons and your ATM card history will reveal if you are blowing 15 percent of your take-home pay each week on take-out.

~ Review your car insurance policies. Sometimes changing your deductible or coverage scope (or, your insurance company) can save you money.

~ Be willing to settle for a knock-off or a second-hand brand name item.

~ When grocery shopping, stick to your list and don't splurge on impulse purchases of specialty cheeses or coconut water.

Colorado debt-relief lawyers with the Law Office of Stephen H. Smith understand that even the most industrious Colorado families can find themselves overwhelmed by unmanageable (and often unexpected) medical bill debts.

Call (719) 520-0164 today to schedule a free consultation.

Stephen H. Swift

Managing Attorney
Law Office of Stephen H. Swift, P.C.

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    "My attorney (Matthew Hansen) is a very kind person.  I felt very confident in his skills. He is very knowledgeable and efficient.  He didn't make me feel embarrassed to be filing for bankruptcy.  Thank you Matthew!  Laura was very friendly, and everyone I interacted with was very nice and helpful as well.  " 
      –  Sherry M., Colorado Springs, CO



     

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    "Keep the front desk person (Cris)!  First impressions are #1.  That person can make or break your business.  Cris is AMAZING!  Very helpful and kind.  She never made me feel like a terrible person for filing bankruptcy.  Ward was also very helpful and very kind.  Mr. Swift was great.  He was kind and understanding - got the job done!" - Jacqueline S., Colorado Springs, CO



     

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    "Cris was professional, helpful and so kind. We rate the quality of the legal expertise we received a 10 out of 10!" 
     – Danny & Christina J., Colorado Springs, CO

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    "Mr. Swift is a man of great integrity.  I felt like I was in secure hands from start to finish.  I believe he is trustworthy and honest.  He's an ethical man in every way! " 
         – Byron Y., Colorado Springs, CO  

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  • "We found Swift Law Firm while doing a search online.  We are so glad we did!  The entire staff was very friendly and professional, and they didn't make you feel stupid for having to file.  " 
             – Ron & Ann N., Colorado Springs, CO

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    "Everyone there showed patience and caring to my situation.  Cris in particular did a good job communicating with me and showing outstanding service.  Very professional, friendly and extremely helpful!" –  Belma C., Colorado Springs, CO



     

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