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Experience you can trust!

Since 1986, the Law Office of Stephen H. Swift, P.C. has helped people in the Colorado Springs area obtain debt relief.  Stephen H. Swift has practiced bankruptcy law in the Colorado Springs area for over 26 years.  During that time he has helped thousands of Colorado residents obtain debt relief through Chapter 7 and Chapter 13 bankruptcy filings.  Mr. Swift also conducts bankruptcy litigation involving the liquidation of tax debts and student loans, allegations of bankruptcy fraud and other matters.

The mission of the Law Office of Stephen H. Swift, P.C. is to strengthen individuals and families by resolving difficult debt situations.  We believe that this is a healthy process.  We believe that it is sanctioned by scripture.  We strive to do this with excellence while respecting the dignity of our clients.

Many hard-working Southern Colorado residents find themselves overwhelmed by unmanageable debts through no fault of their own.  A period of unemployment, a serious accident, a divorce or other unforeseen event can push a person to the breaking point.

Is there a way out?

Fortunately, the answer is yes.  The Colorado bankruptcy laws can provide debt relief and the opportunity to rebuild your financial life.


"At the end of every seven years thou shalt make a release. And this is the manner of the release: Every creditor that lendeth ought unto his neighbor shall release it; he shall not exact it of his neighbor, or of his brother; because it is called the LORD’s release."

– Deuteronomy 15:1-2

As the passage from Deuteronomy shows, forgiveness of debts is a practice sanctioned by the highest authority.  Our great nation has enacted laws that enable people to obtain a release from unmanageable debts.

At the Law Office of Stephen H. Swift, P.C., we have helped thousands of El Paso county area citizens eliminate or reduce their debts through Chapter 7 and Chapter 13 bankruptcy filings.  We successfully use the Colorado bankruptcy laws to guide our clients to better days and a more secure financial future.

Why hire us?

We provide professional and efficient representation for clients in the bankruptcy system.  We offer reasonable flat rates with no hidden costs.  Our work involves much more than dry financial accountings of debts and assets.  Our practice is about real people and their families — and about helping them deal successfully with financial adversity. 

Whether it involves a Chapter 7 bankruptcy, Chapter 13 bankruptcy or other matter,  you can depend on our firm to provide professional legal representation and caring service at all times.  Plus, we assist you every step of the way.


An accomplished bankruptcy attorney

Our founder, Stephen Swift , has worked as a bankruptcy attorney in Colorado for over twenty-six years.  When it comes to practicing bankruptcy law, he is a seasoned veteran.  He has a comprehensive understanding of the bankruptcy laws and actively conducts bankruptcy litigation in matters involving tax disputes, discharge of student loans and alleged bankruptcy fraud.

Stephen Swift has served as an LDS prison missionary for a number of years, and brings this spirit of service to our firm.  He is committed to helping each client deal successfully with unmanageable debts and the personal problems that financial difficulty can bring.

There is ALWAYS hope. A personalized solution for every client. 

At Swift Bankruptcy Law Firm in El Paso County, we provide one-on-one service and a personalized debt solution for every client.  Unlike petition preparers and
 debt resolution agencies, we fully understand the complexities of the bankruptcy laws and how to use the legal system to our clients’ advantage.  We take every opportunity to maximize our clients’ property exemptions and to eliminate as much debt as possible.  Our firm will handle every aspect of your Chapter 13 or Chapter 7 bankruptcy case, from beginning to end.  We hold your hand every step of the way, which can be very reassuring during the bankruptcy process.  The Law Office of Stephen H. Swift, P.C. works hard to take the mystery out of the bankruptcy process and to reduce the apprehension our clients feel as they face the future. You will have the confidence of knowing that a team of experienced legal professionals is working diligently to obtain maximum debt relief for you. 

 

Debt relief for hardworking people

In a free consultation,  a bankruptcy attorney at our firm can review your financial situation and discuss your options with you. These include: 

  • Chapter 13 bankruptcy — which can eliminate some debts, reduce others and provide a three to five year repayment plan for your remaining debts.  In a Chapter 13 filing, you can have up to five years to pay back debts on your home. 
     
  • Chapter 7 bankruptcy — which can completely eliminate most unsecured debts and allow you to keep all or most of your property.
We can stop foreclosure, repossession, judgments, and creditor harassment immediately.  With over 26 years of experience in the field of bankruptcy,  we understand how to use the provisions of the Colorado Bankruptcy Code to our client’s advantage.  We can obtain a discharge of tax debts in many instances, and conduct bankruptcy litigation involving taxes, student loans and other matters. 
 
 

 

 

 

Treating You with Respect

We are committed to providing a personalized solution and attentive service for every Colorado Springs area client.  We will always treat you with the respect you deserve. 

You can trust the Law Office of Stephen H. Swift, P.C.
to guide you toward a brighter financial future

 

There is always hope.

Client Testimonials

  •  

    "My attorney (Matthew Hansen) is a very kind person.  I felt very confident in his skills. He is very knowledgeable and efficient.  He didn't make me feel embarrassed to be filing for bankruptcy.  Thank you Matthew!  Laura was very friendly, and everyone I interacted with was very nice and helpful as well." 

     

      –  Sherry M., Colorado Springs, CO

     

  •  

    "Steve explained things well so you know what you're doing.  The staff was very helpful with everything, including the paperwork." 

     

      – Raymond & Rhonda P.,                         Colorado Springs, CO

     

  •  

    "From the first time that I entered the office, I was treated with the utmost respect. It was like I had been knowing all of the employees for years!! Every person that I came in contact with was extremely courteous!!!

    I rate my overall experience a 12!! And I wouldn't change a thing on the website.

    Cris is absolutely wonderul!! While Alicia was extremely courteous and humorous!!!  Stephen (Swift) was extremely professional and courteous. One of the nicest gentlemen that I have Had the pleasure of working with. I can't thank him enough."
        

      – Pete, Colorado Springs, CO  

     

  •  

    "Upon my first visit to the office, I was in an unfamiliar part of town.  I was also bewildered and experiencing anxiety.  I was not even sure I should be there or how to proceed in a very new situation where my back was against a wall.  The first person I met in the office was the lovely receptionist.  I have to say that she has the absolutely right demeanor and is extremely successful in her position.  She has a slight but comforting smile and persona.  She is confident but not arrogant in processing the needs of clients.  I do not feel that this is a small achievement in any way.  I feel this person in many ways sets the tone for the office as the gate keeper of the office and emotional clients.  She definitely helped me thru this process with her silent and dedicated service to me, the clients and the office."

     

    John C., Colorado Springs, CO

     

  •  

    "Upon entering Steve's office, one immediately knows they have entered his "zone".  Steve will talk, think, contemplate, then act.  He then spins his chair around, garbs paper, types on the computer and zaps something thru the printer.  Occasionally, a document needs to be scanned or something else from outside the office is needed, and Zap someone appears without having to yell down a hall or call out.  There is definitely a team here that is in sync.  There may be a question out of the blue suddenly or a brief conversation about something else.  The whole time, Steve is on point.  I felt from day one, a trustworthy confidence in placing my future in his hands.  I was not wrong.  I also never once felt rushed, brushed off or that my concerns were not his.  I felt that Steve is in this for me and his clients.  I have a debt, gratitude and confidence in Steve and the Swift team that far exceeds the fees pain." 

     

      – John C., Colorado Springs, CO

     

  •  

    "Thank you to everyone who worked on my case.  My driving priviledges are now restored and I have a fresh start.  I am very grateful to the Swift Law Firm!   Everyone was very kind and helpful and easy to talk to.

    Ward was very knowledgeable and knows the pros and cons of your case. Definitely a man to listen to concerning your case, and he was very helpful!

    Matt Hansen is a good man, very helpful, gives good advice  AND he is willing to go the extra mile.  Steve Swift is a man of action who knows his profession.  He lifted a heavy burden, and I cannot thank him enough for an excellent job!"  

     

      - Henry R., Colorado Springs, CO  

     

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 733 E. Costilla St., Suite A

     Colorado Springs, CO 80903

 Phone: (719) 520-0164

 Fax: (719) 520-0248

          
 
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